Our Services
Transforming financial inclusion into economic empowerment. We deliver full-spectrum banking, credit, insurance, and e-governance directly to the doorsteps of rural India.
Agent Network Management (ANM)
Sub-K recruits, trains, equips, and manages thousands of local village entrepreneurs as Business Correspondent Sub Agents (Bank Mitras / Customer Service Points). Serving as human ATMs at the last mile, our network connects commercial banks with millions of citizens seamlessly through AePS, IMPS, and UPI.
End-to-End Solutions for Banks, Agents & Customers
We bridge banking infrastructure with rural demand through certified technology, deep grassroots presence, and institutional compliance.
Agent Network Management (ANM)
End-to-end recruitment, onboarding, tech enablement, and real-time oversight of thousands of Customer Service Points across India.
Last-Mile Banking & Cash Transactions
Paperless savings accounts, biometric deposits, cash withdrawals, and Direct Benefit Transfers (DBT) right at the village doorstep.
Credit Sourcing & Micro-Loan Servicing
Bridging formal credit from partner banks and NBFCs to self-help groups, joint liability groups, and nano-entrepreneurs.
Government Social Security & Insurance
Enrolling rural citizens into vital safety nets: PMJJBY, PMSBY, and Atal Pension Yojana (APY).
Utility Bill Payments & G2C Services
Bharat Bill Payment System (BBPS) integration, utility collections, mobile recharges, and citizen governance access.
ViTranS & India Stack Architecture
Sub-K's in-house core transaction processing platform linking agent terminals directly to NPCI and Bank CBS.